Long term care services are an expensive monthly cost. Did you know Medicare does not cover your long term stay unless you transitioned from a hospital to a skilled facility following 3 days in the hospital. Even then the max stay is about a 100 days. There are several options to help secure so you won’t have to ask your family to help take care of you if you need a long term stay in an assisted living setting or skilled nursing home. The sooner you plan for this the less expensive the cost and the more options available. Additionally, qualifying for Medicaid (the state assistance program) that helps pay for skilled nursing costs have you spending down your hard earned assets before entering the system. Secure the health of your finances for the future.